Nice to see Open Banking (especially in Europe) is progressing both in concept and reality. In strategy work back in 2012/2013 it seemed obvious that open banking was both technologically enabled via the cloud and needed to build out new useful services for suppliers and consumers. At that time, Bank 2.0 was an active topic – but so far in the US only USAA has really made the full digital commitment (try finding a USAA branch!)
Time for the core banking systems to open up!
See an overview at: https://www.pwc.co.uk/openbanking